Understanding Cash Flow: What Is it and How It Works

Picture this: You’re making more money than ever, but you just can’t seem to find the cash to cover certain expenses. How can both be true at once? What can you do to free up the cash to pay what you owe? Understanding cash flow is the first step....
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Banking 101: A Comprehensive Guide to Understanding Banking Basics

They say money doesn’t grow on trees, and they’re right — it grows at banks. Or, more accurately, your money grows at banks if you use certain banking products and services, whereas with others, you’re just storing your money. ...
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How to Unlock Financial Flexibility with a Home Equity Line of Credit (HELOC)

While UBank doesn’t offer HELOC loans, they are a popular topic in today’s mortgage market. To make sure you’re educated on all your options, we’ve prepared this guide to HELOCs to show you why you might benefit from one. ...
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Investing for Beginners: What to Know, and How to Get Started

Maybe you think investing isn’t accessible — it’s too expensive, too difficult — but the truth is, investing is for everyone. We’ll banish some of the most common misconceptions about investing and give you a breakdown of the investing process from the ground up!...
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Home Equity Loan vs. Line of Credit: Understanding the Key Differences

Buying a house is a major investment — think of all the money you could make down the line if you sell! This long-run potential isn’t your home’s only value, though. You can also use home equity lines of credit (HELOCs) and home equity loans to make the most of your home’s value today....
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Understanding Closing Costs: A Comprehensive Guide

If you’re asking yourself, “How much are closing costs?” we’re here to demystify the question with this guide....
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Real Estate Investing for Beginners: How To Get Started

If you’re new to the real estate market and want to get the lowdown, you’ve come to the right place!...
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Traditional IRA: A Guide to Retirement Planning

Time flies when you’re having fun, so before you know it, you might be nearing retirement age. That means you get to stop working — amazing! — but only if you’ve saved enough money to afford not having an income....
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Discover the Benefits of a Fixed-Rate Mortgage

Buying a home is a major life event and one of the biggest investments you’ll make in your lifetime. That’s where fixed-rate mortgages come into play, and we’ve detailed them below to show you that, well, buying a home really isn’t that scary!...
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Is It Time to Refinance Your Mortgage? Discover the Benefits and Savings

Mortgages aren’t cheap, but you can make them less expensive. We’re not talking about any questionable savings tricks or anything like that — we’re talking about the common step of refinancing your mortgage!...
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